Pet insurance for your Border Collie.

  • Comprehensive Lifetime Border Collie insurance up to £15,000

  • Unlimited free video vet calls

  • Dental included as standard

A woman holding her border collie up.

Protect your pet with comprehensive coverage.

Worried about vet bills?

You love your lively Border Collie dog, but you might be nervous about sudden vet fees if your dog becomes ill or picks up an old injury.

Over time, large expenses can creep up, from pricey arthritis management to surgeries for hip dysplasia. You want a safety net that looks after your dog, without mountains of paperwork blocking your way.

That’s why a Border Collie insurance quote with lifetime cover can be such a relief. We’re here to make sure your energetic pal is never left uncovered, even if unexpected tests or medications appear as they age.

A collie holding a orange frisbee in this mouth.

Why insure your Border Collie?

A Border Collie is famous for its sharp mind and herding instinct. It’s a working dog at heart, suited to rural living or an active lifestyle.

But physical energy can sometimes lead to sprains or ongoing health conditions if they tweak a hip joint while rounding up toy sheep in your garden.
Border Collies shed a fair bit, too, meaning grooming and routine checks can add to the average cost of pet care.

Many Border Collie owners may also notice subtle issues only when they become bigger troubles, such as the vision concern called the
Collie eye anomaly (often shortened to CEA).

We see how Border Collies are known for keen eyes and a strong build, yet they still face potential problems with epilepsy or inherited conditions that affect Border Collies in particular—especially as the dog breed grows older.

If your enthusiastic pup is more than ready to recreationally star in herding competitions or ultimate dog sports, it’s extra important to handle any injuries they pick up along the way.

For extra tips on raising an energetic dog, visit "
Why Dogs Shake" to see if that all-over wiggle is normal or worth a check.

And if your buddy is about to start life as a sporting champion, check out the
top 10 dog breeds to see where collies rank among the UK’s popular dog breeds.

Common health conditions in Border Collies.

Condition

Description

Hip dysplasia

An inherited condition that can lead to lameness and arthritis if untreated. Hip replacement or surgery in the UK may cost £1,500–£5,000.

Collie eye anomaly (CEA)

Vision trouble that can cause partial blindness if not managed. Diagnostic tests can start around £50.

Epilepsy

Seizures and frequent vet visits can cost £1,000–£2,000 a year for medication and check-ups.

Digestive disturbances

Tummy upsets from an active lifestyle can lead to vet visits and special diets costing around £200–£500.

Note: Costs are approximate and can vary based on location and specific veterinary practices.

A border collie holding a buttercup flower in his mouth.

We recommend seeking advice from your vet at the first sign of discomfort. If you’re curious about the joys and quirks of your pet’s nature, see our article on "Top Border Collie Names" for extra inspiration—you’d be surprised how many owners pick a name that shows off their dog’s bright personality.

A quick insurance comparison.

Below is a helpful table to show some main types of insurance policies and how they might serve a Border Collie. Remember that each insurer is different, so check the level of cover carefully.

Insurance type

Coverage scope

Breed-specific notes

Lifetime cover

Ongoing cover for recurring issues

Great for Collie eye or hip dysplasia with ongoing treatment

Time-limited

Short-term help (12 months per issue)

Might not suit Border Collie puppies with a chronic condition

Max benefit

Fixed pot for each condition

Useful if your dog has a one-off Border Collie has a fall or sprain

Accident-only

Covers accidents, no illness included

Not ideal for Collie eye anomaly or epilepsy

Cost of Border Collie pet insurance in the UK.

The cost of Border Collie insurance will change depending on the age, location, and coverage type you choose. Monthly premiums typically cost around £19 per month.* Urban areas, where vet fees are higher tend to have costlier premiums.

Comprehensive Lifetime insurance is recommended for breeds prone to hereditary and congenital conditions.

*Average pricing as of March 2025. When researching policies, remember to check the small print to ensure it covers pre-existing conditions or any other issues.

A collie laying in the road.

Insurance for Border Collies: Top perks.

Up to £15,000/ year vet fee cover for injuries and certain health conditions (we do not offer cover for pre-existing conditions)

24/7 free vet
video calls with Joii for all members

Simple digital insurance claim process, minimising stress if your dog needs care

Rewards and perks for you and your dog

Waggel’s insights.

“We see how quickly Border Collie health expenses can take shape when that clever pup shows any sign of limping, eye irritation, or seizures. Our approach to pet insurance includes straightforward digital claims.

As a supportive pet insurance provider, our UK-based team will approach everything with kindness and compassion so that owners can focus on their dog’s well-being rather than paperwork.”

We love the enthusiastic spirit of a male Border Collie or female Collie bounding around the garden.

That’s why we aim to provide cover for the issues that affect Border Collies over their lifespan—from puppy insurance days right through to older age.

Practical tips for selecting Lifetime cover.

1. Read the fine print: Some insurance providers exclude pre-existing medical conditions. Insure your Border Collie early to avoid gaps.

2. Check the claim cap: A higher claim limit can help with pricey procedures like a hip replacement or ongoing medication for epilepsy.

3. Think about your dog’s stage: Border Collie puppies may need different coverage than an older, slower dog. Adjust your level of cover as they grow.

4. Look for extras: Some insurance for Border Collies covers behaviour sessions or advice from your vet by phone or video. (Like Waggel's free behavioural consultations)

5. Plan for the future: If your dog develops an ongoing health condition, you’ll want a plan like lifetime insurance, which extends from one policy year to the next.

For more help on general pet insurance, read the ins and outs of pet insurance to learn about coverage differences, waiting periods, and what to watch for in a policy.

A border collie in a forest.

Border Collie insurance that lasts a lifetime.

Flexible limits and Excess

Adjustable Annual Limit and Excess to suit your coverage and budgetary needs. It's just one of our many unique features and helps you to take control of your pet's policy.

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A sleeping cat with a heart above its head

Complete coverage

We'll cover your vet fees up to the limits selected. This includes consultation fees, diagnostics, procedures, surgery and medication.

A tube of toothpaste being squirted

Dental included

We cover treatment costs associated with dental-related accidents and illnesses up to £1,000.

Get your pet covered.

Ready to insure your Border Collie and skip the headache of big vet bills? At Waggel, we make it simple to get your pet insured with flexible plans.

If you want a personalised Border Collie insurance quote, head to our
quote page and see how we can provide cover that’s calm, friendly, and all about your dog’s needs.

We’re proud to be a pet insurance provider that cares about each pup’s unique story.