Comparing your pet insurance options: Waggel and Tesco.

One of many retail brands to choose from, Tesco, has been offering pet insurance for several years. Previously underwritten by Royal & Sun Alliance (RSA), Tesco policies are now underwritten by Pinnacle Pet Insurance.

They provide a broad range of cover types, including Time-Limited, Maximum Benefit, and Lifetime options, with limits ranging from £3,000 to £11,000. As with most retail brands, their insurance offering is often enhanced through integration with their rewards programme.

With Waggel, you’ll see that we are a dedicated pet insurer on a mission to take the stress out of your pet’s medical care, so you can focus more time on giving your pet the love they deserve.

By being completely dedicated to pet insurance, we want to achieve our mission by being the most human pet insurer in the UK through keeping things super simple and personalising our offering to you and your pet.

This page outlines our approach at Waggel, so you can see why hundreds of thousands of cats, dogs, and their humans choose to be part of our community.

Poppy the Cocker Spaniel chases a squirrel, damages her leg and needs cruciate-ligament surgery on a Sunday. While the vet finishes the discharge notes, you tap ‘Start Claim’ on your Waggel dashboard. The vet then provides your full and previous history.

Your account updates, confirming receipt, as you watch the real-time claims tracking progress over the next few days. Because you chose £4,000 Lifetime cover and a £0 excess, Waggel reimburses the full £2,300 fee as soon as treatment is complete.

Before starting any claim or policy, please read our pre-existing conditions guide and the full details in our policy explainer. Other restrictions may apply.