Comparing your pet insurance options: Waggel and Animal Friends.

Curious about how Waggel compares to Animal Friends? We break down the differences so you can make confident choices for your pet’s health and happiness - with clarity, care, and ease.

Beagle being checked by vet

Waggel and Animal Friends pet insurance.

Animal Friends is the second-largest pet insurance brand in the UK. They offer a broad range of products, covering every type of policy available in the market from: Accident Only; Time-Limited; Maximum Benefit and Lifetime cover. Their product range spans from value-based options to more comprehensive plans.

When exploring your options, you’ll find that Waggel was founded on the notion that we want to take the stress out of your pet’s medical care, so you can focus more time on giving your pet the love they deserve.

To achieve our goal, we set out to be the opposite of the stuffy, old-school insurance cliche and instead want to be the most human pet insurer in the UK by keeping things super simple and personalising our offering to you and your pet.

This page outlines our approach at Waggel, so you can see why hundreds of thousands of cats, dogs, and their humans choose to be part of our community.

Simple, personalised pet care.

Flexible limits and Excess

Adjustable Annual Limit and Excess to suit your coverage and budgetary needs. It's just one of our many unique features and helps you to take control of your pet's policy.

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A sleeping cat with a heart above its head

Complete coverage

We'll cover your vet fees up to the limits selected. This includes consultation fees, diagnostics, procedures, surgery and medication.

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Dental included

We cover treatment costs associated with dental-related accidents and illnesses up to £1,000.

A personal Customer Champion

At Waggel, we’ll set you up with a dedicated Customer Champion with hands-on experience of the claims process, ensuring you have access to knowledge and expertise throughout your time with us.

A photo of Mercedes, one of Waggel's customer champions

A day in the life.

Milo the curious Moggy lunges for a fluttering moth, tumbles off a bookcase and strains a ligament. After the Saturday-night vet visit, you upload the claim to your account.

The claim appears instantly on your dashboard, and you can start the real-time claims tracking.

In no time, your Customer Champion has checked up on your situation and updated your claim.

Because you chose £10,000 Lifetime cover with a £100 excess, you only paid £100 out of pocket.

Before claiming or buying a policy, glance at our pre-existing conditions guide and read the full terms in the policy explainer. Other restrictions may apply.

A cat laying on its back in a box.

Ready to join Waggel?

We have built Waggel to make pet insurance feel as friendly and simple as can be. If transparent terms, Lifetime cover and claims you can watch in real time sound good, come and join us.

Visit waggel.co.uk to learn more, or hop straight to our quick-quote page. It only takes a few minutes with no email hassle.

We look forward to welcoming you and your pet!