Pet insurance for your Sphynx cat.

  • Comprehensive Lifetime Sphynx cat insurance up to £15,000

  • Unlimited free video vet calls

  • Dental included as standard

A girl and her sphynx cat outside at a table.

Protect your pet with Waggel.

Owning a Sphynx cat can be a little unnerving at first. You might wonder if these hairless cats need extra warmth, whether they feel chilly at night, or how you’ll handle vet bills for a breed that can be prone to certain health conditions.

You love your pet's cuddly, downy skin and quirky personality, but there’s that voice in your head asking how to keep them safe without any fur in sight.

It can all feel overwhelming, especially when you’re not sure where to get the right cover. Waggel is here to put your mind at ease.

A sphynx cat with an orange harness walking on grass.

What makes Sphynx cat insurance important?

The Sphynx cat breed is famous for its distinct lack of fur, yet this breed isn’t just unique to look at.

Beneath that velvety skin, Sphynx cats are prone to specific medical challenges, including HCM (hypertrophic cardiomyopathy) and heart disease, which can be costly to treat.

A supportive pet insurance company helps you cover the cost of unexpected treatments so you can focus on cuddling your cat rather than worrying about vet fees.

Unlike cat breeds with thick coats, a Sphynx cat might need extra skincare to prevent sunburns and dryness, and pet insurance can help take care of any mishaps, too.

If you’d like to see how we handle claims, stories, and more about pet insurance, our short read about the ins and outs of pet insurance can help. We want to guide you every step of the way.

A sphynx cat hiding behind a house plant.

Common health concerns.

Many folks buy Sphynx kittens for their curious, extroverted personalities. However, with so much energy and such sensitive skin, they can develop issues related to their lack of fur. 

While these hairless cats are not drastically fragile, they do require a consistent skincare routine, high-quality cat food, and regular vet check-ups to screen for any common health problems. Here are some typical concerns you should keep in mind:

Condition

Average cost (UK)

Condition explanation

Skin issues

£200–£500 per year

Without fur to absorb natural oils, Sphynx cats can develop greasy skin, rashes, or clogged pores. Gentle, regular baths help prevent breakouts, and vet visits may be needed for infections or irritation.

Ear infections

£100–£300 per episode

Their open ear canals can easily collect wax and debris, which can lead to painful infections. Regular cleaning is essential, especially in warmer months.

Hypertrophic cardiomyopathy (HCM)

£500–£7,000 (testing and surgery)

A genetic heart condition that causes the heart muscle to thicken, potentially leading to heart failure. Annual scans and medication can manage it, but early diagnosis is crucial.

Temperature sensitivity

Varies if treatment required

Sphynx cats feel the cold more than most. While not a disease, it's a daily management issue as many need cosy bedding, jumpers, and heated spots to stay healthy and comfortable.

Nutritional needs & digestion

£300–£600 per year

Their fast metabolism and lack of fur mean they burn more energy and may need higher-calorie diets. Some also have food sensitivities that require hypoallergenic or premium nutrition.

Note: Costs are approximate and can vary based on location and specific veterinary practices.

Balance potential vet fees with the average cost of pet insurance for Sphynx cats of £14.00/month (as of March 2025). You can see that cat insurance premiums can be a good option to help protect against unexpected events.

If you’d like to read more about caring for hair issues in cats, check out our causes and issues of hair loss and alopecia in cats.

A sphynx cat underneath a blanket.

How to care for your Sphynx cat day to day.

Make time for gentle baths each week, especially on those big ears and in skin folds. Our guide on how to bathe a cat includes easy steps to protect your cat’s delicate skin.

Provide a balanced diet as their quicker metabolism demands quality cat food. Sphynx cats are prone to weight issues if not fed correctly.

Keep them warm with snuggly blankets, especially if your home gets cold. They love human company and do not like to be left alone for long periods.

Build a routine that minimises stress, as health problems can be worsened by anxiety and repeated disruptions.

When you weigh up these day-to-day needs, remember that cat insurance can help when accidents or illness creep up unexpectedly.

Our cat grooming guide might also be worth a read, especially if you’re new to caring for the Sphynx cat breed.

A sphynx cat on a table surrounded by cups and glasses.

Get a quote with Waggel.

We believe every Sphynx cat should have coverage to look after those energetic leaps and unique skin needs.

Pet insurance spreads the risk, making sure you aren’t hit with a huge bill if your cat needs specialist care or big diagnostic tests.

Thinking it’s time to insure your Sphynx? Getting your policy when they’re young is often cheaper, and it can help reduce the risk of any issues being labelled as pre-existing conditions.

We’re here to make that journey smooth. Get your personalised quote now, or visit our homepage to learn more about how Waggel can perfectly protect your Sphynx cat breed.

We can’t wait to welcome you into our supportive pet community, because every Sphynx cat deserves a warm and worry-free life.

Sphynx insurance that lasts a lifetime.

Flexible limits and Excess

Adjustable Annual Limit and Excess to suit your coverage and budgetary needs. It's just one of our many unique features and helps you to take control of your pet's policy.

Alt text for above images
A sleeping cat with a heart above its head

Complete coverage

We'll cover your vet fees up to the limits selected. This includes consultation fees, diagnostics, procedures, surgery and medication.

A tube of toothpaste being squirted

Dental included

We cover treatment costs associated with dental-related accidents and illnesses up to £1,000.

Protect your Sphynx cat with Waggel.

When you’re ready to take out pet insurance, we’re here to make it easy. Whether you’re a brand-new cat owner or a long-time cat lover wanting to insure your cat for life, Waggel’s straightforward approach aims to keep your mind on the purrs, not the paperwork.

Simply get your quote to see what cat insurance cover suits you best. Our plans are built around Lifetime cover, so your Sphynx stays covered without losing protection as the years go on.