Comprehensive Lifetime Pug insurance up to £15,000
Unlimited free video vet calls
Dental included as standard
It is nerve-racking to think about how much a sudden vet bill could cost you if your Pug becomes ill.
Many owners worry about breathing issues, eye problems, skin folds, or other common health problems that can pop up when you least expect them.
Luckily, our pet insurance for Pugs can offer a safety net to help you avoid huge fees, so you can focus on giving your affectionate and sociable Pug the best life possible.
Owning a Pug is a joy because these dogs are often very loving and adore human company.
But due to their flat-faced nature, they typically fall under the brachycephalic category, meaning they face a higher risk of breathing problems and skin problems in the folds of skin.
These are not the only challenges. A Pug may be prone to corneal scratches or corneal ulcers because of their big round eyes.
That’s why insurance is so important: it helps pay towards the cost of treatments, from minor check-ups to major bills for any serious illnesses or accidents.
Because the Pug has a short snout, their airway can become restricted. This often leads to snoring, wheezing, or even surgeries to open up the nose.
It’s vital to speak to a vet if your Pug begins panting more than normal or has trouble exercising.
Average cost: Surgery to address Brachycephalic Obstructive Airway Syndrome (BOAS), such as widening nostrils or shortening the soft palate, typically costs between £1,500 and £2,500. Routine vet consultations for breathing issues can cost £50-£100 per visit.
For more on these, you can learn more by checking out our post on Dog Panting at Night? Reasons Why.
Folds of skin require regular cleaning to prevent trapped moisture and bacteria. Pugs are known for their wrinkly faces and curly tails, but this extra cuteness can bring tricky maintenance.
A safe routine is to gently wipe and groom your Pug daily, making sure your dog is dry around each fold.
Average cost: Treating skin infections caused by trapped moisture or bacteria can cost £200-£500 for initial treatment. Preventative care, such as medicated wipes or shampoos, costs around £10-£30 per month.
If you’re worried about bathing, have a look at our tips on How to Bathe a Puppy, which can also be applied to an adult Pug with slight adjustments.
One health condition that a Pug is likely to suffer over time involves corneal ulcers. Their big round eyes are exposed, making it easier to scratch a cornea on furniture, plants, or other objects.
Routine check-ups help you catch issues early, so you can avoid worse injuries or infection.
Average Cost: Routine eye exams cost £50-£100. Treatment for corneal ulcers, including medication or surgery, can range from £300 to £1,500 depending on severity.
A Pug may be robust but tends to gain weight quickly because of limited activity. It’s crucial to keep your Pug on the right dog food and ensure up to an hour of exercise a day in smaller intervals or short walks at a relaxed pace.
It is generally recommended to do short, 15-30 minute exercises, with the maximum being one hour per day.
You can even incorporate mental stimulation, as Pugs are intelligent and often enjoy puzzle toys.
Average cost: Managing obesity through dietary consultations and specialised dog food can cost £50-£100 per consultation and £30-£100 per month for premium food. Exercise-related accessories, such as harnesses, cost £20-£50.
Note: Costs are approximate and can vary based on location and specific veterinary practices.
When you consider that insuring a Pug costs about £26 per month in the UK (as of March 2025), it's evident that pet insurance can be a wise investment.
Given these potential costs, having pet insurance can help alleviate the financial burden and ensure your Pug receives the necessary care without breaking the bank.
*Average pricing as of March 2025, please check policy terms and conditions for and exclusions or issues with pre existing conditions.
Below is a quick look at typical insurance choices for a Pug. Each type of insurance has different advantages and cost considerations.
Choose the right policy cover
Insurance policies come in various shapes, from basic to premium. Make sure you’re aware of the breed specific health issues and the amount of coverage you may need for corneal ulcers, skin problems, or even potential surgeries if your Pug needs them. Consider your budget and how often your pet gets regular check-ups.
Check lifetime pet insurance
Pug pet insurance under a lifetime plan is especially helpful if your dog develops a chronic health condition.
This means you can keep renewing coverage for that same issue year after year. Although some policies cost more per month, the peace of mind can be worth it. For information on coverage for pre-existing conditions, see our post here.
Compare quotes and coverage details
It’s always smart to get a quote from multiple providers and see how each handles common health treatments.
At Waggel, you’ll find easy online steps to insure your Pug with no hidden fees. If you want to compare across dog insurance policies, you can read our general guide on different types of pet insurance for deeper insight.
Help to cover vet bills for unexpected illness, including complicated eye problems or breathing problems.
Support for routine or emergency surgeries involving airway issues in flat-faced Pugs.
Coverage for skin infections in skin folds, which can happen even with careful cleaning.
Possible add-ons for dog food allergies or nutritional queries with a nutrition expert.
Easy process to make a claim, so you’re informed every step of the way.
Ready to insure your Pug? Get a Pug-fitting policy at Waggel by requesting a pet insurance quote online today.
We’re right here to help your Pug enjoy a healthy, happy life at your side, without overwhelming vet costs.
Yes. Because Pugs are known to struggle with breathing problems and skin problems, a well-tailored Pug insurance plan shields you from expensive surprises.
Ideally, right away or from 8 weeks. Early coverage means any surprise illness is covered as soon as possible, assuming you meet your policy’s waiting period.
Insurance premiums can be slightly higher for a flat-faced breed because they often need more frequent veterinary care.
However, the coverage can be essential given the common health problems that affect Pugs.
That depends on your chosen coverage. It’s important to check for any exclusions. If you have questions, don’t hesitate to speak to a vet or contact Waggel’s support for clarity.
Adjustable Annual Limit and Excess to suit your coverage and budgetary needs. It's just one of our many unique features and helps you to take control of your pet's policy.
We'll cover your vet fees up to the limits selected. This includes consultation fees, diagnostics, procedures, surgery and medication.
We cover treatment costs associated with dental-related accidents and illnesses up to £1,000.
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Thank you for reading our Pug breed information and advice on insurance for Pugs. We hope you feel more confident about choosing the right pet cover.
By safeguarding your Pug with the right insurance, you ensure they receive the care they need while protecting your finances from unexpected vet fees. Explore Waggel’s flexible Lifetime policies tailored to the unique needs of Pugs.
We’re here to support both you and your Pug every step of the way. From routine checks to major treatments, we’ve got your back with Waggel’s friendly and transparent dog insurance plans.
Get your free quote today and join our community of protected pets.