Pet insurance for your Cockapoo.

  • Comprehensive Lifetime Cockapoo insurance up to £15,000

  • Unlimited free video vet calls

  • Dental included as standard

A woman walking her Cockapoo through a park.

Protect your pet with comprehensive coverage.

Are you worried about sky-high vet bills if your Cockapoo suddenly develops health conditions like hip dysplasia or eye issues?

We understand how stressful that can be, especially because Cockapoos are prone to a few inherited problems.

Thankfully, a good Cockapoo pet insurance plan can offer peace of mind and ensure you’re ready for life’s little surprises.

At Waggel, we’re here to help you keep your bundle of curls safe and happy.

A Cockapoo running through a puddle.

Why Cockapoo pet insurance matters.

Cockapoos are hugely popular as a family pet because they’re intelligent dogs, easy to train, and typically friendly.

They bring joy to your household, but they can also face common health problems. These might include joint issues like hip dysplasia or inherited eye conditions that, in severe cases, can lead to blindness.

Because of their adorable curls, Cockapoos can also have multiple skin or ear problems if the Cockapoo’s coat isn’t cared for or their ears are not regularly checked.

While most issues aren’t severe, you still want to be prepared for any surprise veterinary bills that pop up.

That’s where Cockapoo insurance helps protect you financially while letting you focus on your pup’s well-being.

If you’re uncertain whether this breed is best for you, you can learn more in our "
Is a Cockapoo a Good First Dog for New Pet Owners?" article. It explains this dog breed's needy temperament and how this bundle of joy could fit your lifestyle.

Common health risks for Cockapoos.

Condition

Average cost (UK)

Condition explanation

Hip dysplasia & luxating patellas

£3,000–£7,000 per hip (hip dysplasia), £1,000–£2,000 per knee (patella)

Cockapoos can inherit joint issues from both Cocker Spaniels and Poodles.

Regular vet checks help spot early signs of pain, limping, or mobility changes.

Eye issues & ear infections

£100–£300 (routine ear care), up to £1,500 (ear surgery), £2,000–£4,000 (eye surgery)

Floppy ears and large eyes can trap moisture or debris, leading to infections or more serious conditions like cataracts or retinal atrophy.

Skin & coat care

£30–£100 per groom, £300–£1,200 per year (grooming), £200–£500 (dermatitis treatment)

Their curly coat needs frequent brushing and professional grooming.

Skin conditions like dermatitis may also need veterinary care and medication.

A Cockapoo in a forest.

Note: Costs are approximate and can vary based on location and specific veterinary practices.

When you consider that insuring a Cockapoo costs about £20 per month in the UK (as of March 2025), it's clear that pet insurance can be a smart investment.

*Average pricing as of March 2025. Please check the policy terms and conditions for exclusions or issues with pre-existing conditions.

If you want grooming tips, check our fun
Cockapoo haircuts guide with pictures for fresh ideas on caring for your dog’s look.

Comparing Cockapoo insurance options.

The table below highlights different insurance cover possibilities for your Cockapoo and what they typically include.

Insurance type

Coverage level

Cockapoo suitability

Notes

Lifetime policy

Ongoing cover for chronic problems

Great for Cockapoos who might develop joint issues

Premium can be higher but offers continuous protection

Time-limited

Covers a specific illness for 12 months

Moderate support if problems are short-term

Not ideal for long-term conditions

Maximum benefit

Fixed sum for each condition

Helpful if you expect single big claims

Once max is reached, further claims for that issue aren’t covered

Accident-only

Vet fees from accidents only

Might not be enough for a breed prone to inherited problems

Often the cheapest but limited coverage

If you’re curious about how issues might differ among crossbreeds, read our Cockapoos vs Cavapoos guide to see how insurance needs compare.

Waggel's insights.

“Cockapoos blend the best of a Cocker Spaniel and a Poodle, but they’re still a breed that needs dedicated grooming and mental stimulation.”

“When owners keep a Cockapoo happy and well-exercised, the risk of anxiety drops. It’s also key to buy from a reputable breeder who does health checks. Insurance is vital, as Cockapoos can still face health hurdles even in the best environment.”

For more about typical Cocker lineage, see our Cocker Spaniel breed guide.

Practical tips.

1. Check policy details: Many insurance policies differ in what they cover. Ask if inherited conditions are covered, is dental covered?

2. Pick the right timing: It’s best to insure your pup from the day you bring them home (Waggel insure them from 8 weeks old). Younger dogs often get lower premiums due to lack of pre-existing conditions.

3. Look for added perks: Some providers offer wellness and complementary treatments. This can help manage things like nutrition consultations and hydrotherapy.

4. Consider breed specifics: A Cockapoo could handle a wide range of activities, but they require exercise daily. Some coverage might also include physiotherapy if your dog injures a joint.

A dog laying in flowers.

If you’re curious about typical Cockapoo behaviour, check out our article where we explore if there are any bad things about Cockapoos for a lighthearted look at potential quirks.

Top insurance benefits for Cockapoos.

Coverage for common health problems like ear infections, eye conditions, and hip dysplasia.

Financial help if your Cockapoo experiences separation anxiety and needs behavioural support.

Insurance policies that can pay for routine or emergency vet fees, depending on the level of cover.

Protection for older dogs or those with pre-existing conditions if you choose a lifetime policy and enrol early.

Options that can handle accidents (like an unexpected sprain) or inherited diseases if your Cockapoo is more vulnerable.

Take a look at our "Do Cockapoos Shed?" post to understand how frequent coat shedding can be, which can also affect your grooming routine.

Frequently asked questions.

Should I wait until my Cockapoo puppy is older to get insurance?

No. It’s best to cover them as soon as possible, so any developing health conditions will likely be included. Waiting can mean some issues may not be covered later.

Which type of food should a Cockapoo be fed to maintain coat health?

A balanced diet or a specialised dog formula is fine. However, always ask your vet for precise advice regarding your pup’s age and weight.

A dog sitting on a bridge.

Are Cockapoos really a designer dog?

They’re seen as such because they come from two purebreds: Cocker Spaniel and a Poodle. Yet they remain a beloved family pet with unique quirks all their own.

Do Cockapoos thrive when living with other dogs?

Absolutely, provided you introduce them gradually and keep an eye on signs of suffering from separation anxiety. They often love playing with a companion dog.

Get a quote with Waggel.

Ready to explore Cockapoo pet insurance? Start with Waggel’s easy online breed guide or speak with our friendly team for a Lifetime policy that fits your budget.

It’s a good idea to secure coverage and enjoy the comfort of knowing your humorous, curly-coated friend is protected.

Cockapoo insurance that lasts a lifetime.

Flexible limits and Excess

Adjustable Annual Limit and Excess to suit your coverage and budgetary needs. It's just one of our many unique features and helps you to take control of your pet's policy.

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A sleeping cat with a heart above its head

Complete coverage

We'll cover your vet fees up to the limits selected. This includes consultation fees, diagnostics, procedures, surgery and medication.

A tube of toothpaste being squirted

Dental included

We cover treatment costs associated with dental-related accidents and illnesses up to £1,000.

Pet insurance for Cockapoos.

We hope this guide covers the essentials of Cockapoo insurance and offers breed information and advice to keep your curly pal safe.

Whether you have one Cockapoo or any number of dogs, Waggel is ready to help you navigate the world of pet insurance policies.

From the day you bring a new dog home to when they grow into older dogs, we’ve got the right plan to keep them healthy and tail-wagging.