Pet insurance for your Bernese Mountain Dog.

  • Comprehensive Lifetime Bernese Mountain Dog insurance up to £15,000

  • Unlimited free video vet calls

  • Dental included as standard

A woman stroking her BMD in the grass.

Protect your pet with Waggel.

Feeling uneasy about rising vet bills for your affectionate Bernese Mountain Dog (Berner)? That uneasy feeling often pops up for dog owners who worry about how they’d manage expensive treatments and ongoing care.

Daily life with a large dog can be full of wonderful moments. From trail walks, cosy evenings by the sofa, and friendly greetings at the door, but health scares can creep in when you least expect them.

Many owners start fretting that a single incident could dent their savings. Still, there is a way to enjoy every wagging tail and muddy pawprint without worrying: a solid pet insurance policy tailor-made for these gentle giants.

Our Bernese Mountain Dog insurance is here to give you that peace of mind.

A BMD laying on a heart blanket outdoors.

Why Bernese Mountain Dog pet insurance matters.

We know how Bernese Mountain Dogs are prone to certain health risks, especially if they are working dog types or big cuddle-bugs lazing about in the living room.

They may be the perfect farm dogs in the Swiss Alps, but health conditions such as hip dysplasia, elbow dysplasia, and degenerative myelopathy can show up when you least expect them.

These can lead to costly surgeries, special medication, and a lot of follow-up visits to the vet.

Because a Bernese Mountain Dog should get consistent care across its lifetime, many owners focus on setting up dependable pet health cover that helps manage the cost of treatment.

After all, our Berners deserve every chance to live a long, happy life.

Common health issues in Bernese Mountain Dogs.

Bernese Mountain Dogs also face a handful of common health problems. Below, you’ll see a simple overview of a few conditions, including the approximate cost to treat or manage them in the UK for a single, typical course of treatment.

These figures can vary, but they give a snapshot of what you might face if you’re budgeting out-of-pocket:

Condition

Approximate treatment cost (GBP)

Why insurance helps cover it

Hip dysplasia

£2,000–£7,000

Major surgeries, physiotherapy, and ongoing medication

Elbow dysplasia

£2,000–£6,000

Specialist interventions, X-rays, and post-operative support

Degenerative myelopathy

£1,000–£3,000 (per year)

Long-term care, mobility aids, and regular veterinary check-ups

Gastric dilatation (bloat)

£1,500–£4,000

Emergency surgery, monitoring, and possible aftercare expenses

A BMD surrounded by dandelions.

Note: Costs are approximate and can vary based on location and specific veterinary practices.

And let’s not forget routine or preventive care like vaccination and grooming. Keeping your pet’s coat in good shape is a must because these dogs are prone to shedding.

Plus, as of March 2025, the typical cost of Bernese Mountain Dog pet insurance in the UK is £43.00 monthly on average, so a policy could save you thousands in the long run. When you look at that figure beside potentially high vet bills, it’s easy to see the value of an insurance plan that can help cover a spectrum of health concerns.

What isn’t covered? Pre-existing conditions.

At Waggel, we focus on safeguarding your dog’s future health. That means pre-existing conditions are not included in new policies.

If your Bernese Mountain Dog puppy already has a notable issue, our coverage will begin from the point your policy starts, minus anything already diagnosed. Feel free to read more about this at our pre-existing conditions page to understand the details.

A man carrying a BMD puppy over his shoulder.

A community-first approach.

We love to say “we” at Waggel because we’re all pet owners ourselves. We know that balancing your job with pet parenthood is a juggling act. Our platform aims to make your life that little bit easier by giving you direct access to coverage info, membership perks, behaviour and nutrition advice, and genuine people who care.

A BMD sticking his tongue out.

Protect your Bernese Mountain Dog today.

Ready to help cover your Berner’s big shoulders and broad heart? If you feel it’s time to invest in insurance for your Bernese Mountain Dog, get a quote and see what suits you best.

We’re here to keep your Bernese Mountain Dogs fully supported, now and in the future. You can also visit our homepage or check out our dedicated Bernese Mountain Dog breed guide for more fascinating insights.