Pet insurance for your West Highland Terrier.

  • Comprehensive Lifetime West Highland Terrier insurance up to £15,000

  • Unlimited free video vet calls

  • Dental included as standard

Wst Highland Terrier being kissed by owner

Protect your pet with Waggel.

Do you ever feel uncertain about whether you’re giving your West Highland best friend the protection they deserve?

Perhaps you worry about vet bills if your beloved West Highland White Terrier develops skin problems or dry eye.

Those stresses have a way of weighing on our minds.

Fortunately, there’s a way to offer your Westie the security you’ve always wanted. Let’s explore how West Highland Terrier insurance from Waggel can help your furry companion flourish.

West Highland White Terrier with blue collar lying on grass next to pavement

What makes your West Highland White Terrier unique?

The West Highland Terrier, often called Westies, are a confident, charming, and intelligent breed.

Sporting that signature white coat, they love a good adventure but can be prone to certain conditions, like corneal ulceration or an ear canal infection.

Known historically as the Poltalloch terrier, this breed has a long lineage in Scotland.

Their spirited temperament can bring a smile to your face, but it also means you want a comprehensive policy in case of injury or illness. That’s where a tailored Highland white terrier pet insurance policy really comes in handy.

If you want a broader sense of the breed and their characteristics, have a look at our West Highland White Terrier Breed Guide.

The value of Lifetime cover with Waggel.

We believe that insurance to protect your West Highland terrier dog should last for their whole life. Waggel’s single policy type (Lifetime) has no hidden catches. If your pet experiences an ongoing accident or illness, our annual limit resets each policy year.

That level of consistency matters because West Highland White Terriers can be prone to certain ongoing common health issues, such as idiopathic epilepsy or craniomandibular osteopathy.

Unlike insurers who might drop coverage once a time limit is reached, Waggel’s Lifetime approach means you can keep your dog covered year after year, so long as you stay on the policy.

West Highland Terrier on a lead next to some flowers

Average monthly cost and common health expenses.

Some families hesitate to take out insurance because they suspect covering terrier breeds might be expensive.

However, the cost of pet insurance for your West Highland with Waggel is often surprisingly manageable. In fact, the cost of West Highland pet insurance in the UK has an average monthly cost of £29.00 as of March 2025.

This shows how continuing coverage can be more budget-friendly than footing hefty vet bills after injury or illness occurs.

Key conditions

Below is a quick snapshot showing what you might pay for a routine or serious condition in the UK, compared to having coverage. 

These figures are only examples and can vary, but they highlight how an insurance comparison can protect your finances:

Condition

Potential average treatment cost (GBP)

How Waggel’s Lifetime cover helps

Skin problems

£300–£600

Covered up to chosen limit each year

Ear canal infections

£250–£800

Ongoing care without losing coverage

Dry eye

£300–£600

Replenished annual limit for medication

Craniomandibular osteopathy

£1,000–£2,000

Persistent condition still insurable

Idiopathic epilepsy

£250–£500 per year

Annual reset to manage recurring costs

Corneal ulceration

£300–£1,200

High surgical costs offset by insurance

Note: Costs are approximate and can vary based on location and specific veterinary practices.

Westie with owner doing heart shape with hands around it's nose

Ready to protect your Westie?

If you want to insure your West Highland terrier, Waggel simplifies that with our user-friendly quote process.

Whether you’re searching for an insurance comparison across multiple terrier breeds or simply want coverage that focuses on common health risks, Waggel has you covered.

It’s easy to get a quote here and have everything sorted. Then, whenever you’re ready, pop over to our homepage to learn more about how we support you from day one.

We know bringing a West Highland White Terrier into your home means love, laughter, and the occasional loud bark at the postman. Let Waggel handle the insurance side of things so you can enjoy every tail-wagging moment.

Westie walking in grass

West Highland Terrier insurance that lasts a lifetime.

Flexible limits and Excess

Adjustable Annual Limit and Excess to suit your coverage and budgetary needs. It's just one of our many unique features and helps you to take control of your pet's policy.

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A sleeping cat with a heart above its head

Complete coverage

We'll cover your vet fees up to the limits selected. This includes consultation fees, diagnostics, procedures, surgery and medication.

A tube of toothpaste being squirted

Dental included

We cover treatment costs associated with dental-related accidents and illnesses up to £1,000.

Pet insurance for your West Highland Terrier.

Ready to explore how Waggel insurance can safeguard your Westie? Get started with our easy free quote tool and lock in a dog insurance policy designed to handle your Westie’s illnesses and injuries year after year. For even more details, head to our main Waggel homepage and see how we’re reshaping pet insurance for healthy dogs everywhere.