Labradoodle Pet Insurance

A Labradoodle is a delightful cross between a Labrador Retriever and a Poodle—often a standard or miniature Poodle.

Originally bred as a potential dog for allergy sufferers, this charismatic dog breed has since taken the world by storm.

Their reputation for being easy to train, affectionate, and (mostly) hypoallergenic with their low shedding makes them a popular family dog.

Due to their active nature, Labradoodles may suffer from hip and elbow dysplasia, a condition affecting the joints that can be inherited from the Labradoodle’s parents.

Treatment in the UK can cost between £3,000 and £8,000, depending on whether surgical intervention is required or conservative management is chosen.

Because of their characteristic floppy ears, Labradoodles need extra attention to prevent recurrent ear infections. A single treatment typically costs between £50 and £150.

Labradoodles may be predisposed to Addison's disease and other inherited conditions passed down genetically.

Managing these conditions often involves lifelong medication and regular veterinary visits, which can cost several hundred pounds annually.

Some dogs like Labradoodles love to frolic outdoors, but this can sometimes lead to allergic reactions or skin conditions.

These issues may require specialised diets to get all the nutrients needed and occasional medication or topical treatments. The cost to manage these conditions can range from £200 to £500 annually.

Although no dog is immune to health issues, regular check-ups with your vet ensure your beloved pet remains in good health.

A strong insurance policy usually includes…

Veterinary fees: This is the core component of most pet insurance policies, covering the cost of diagnosing and treating illnesses and injuries. It usually encompasses consultations, examinations, tests, X-rays, MRI/CT scans, medication, bandages, surgery, and hospitalisation.

Some policies also cover referral to specialist vets and complementary treatments such as physiotherapy, osteopathy, chiropractic care, and hydrotherapy. Alternative therapies like acupuncture, homoeopathy, and herbal remedies may also be included.

Third-party liability: Particularly relevant for dog owners, this covers legal liabilities if your dog injures someone or damages property, including compensation and legal costs.

Loss or theft of pet: Policies may reimburse the purchase price or market value if your pet is lost, stolen, or dies due to injury or illness before a specified age.

Advertising and reward costs: Covers expenses for advertising and offering a reward to recover a lost or stolen pet.

Boarding or kennel fees: If you're hospitalised unexpectedly and unable to care for your pet, some policies cover the cost of boarding your pet.

Holiday cancellation: If you need to cancel or cut short a holiday because your pet requires emergency, life-saving treatment, certain policies may cover the associated costs.

Overseas veterinary treatment: For those who travel with their pets, some policies extend coverage to include emergency veterinary treatment abroad.

It's important to note that coverage details can vary between providers. Always review the policy terms and conditions to ensure it meets your pet's specific needs.

We’re here to help you protect your Labradoodle for life’s ups and downs. Our approach is built on simplicity, empathy, and a healthy splash of good humour.

We know that bringing a Labradoodle puppy home can feel like juggling tennis balls in the park, so we strive to make dog insurance one less worry on your mind.

At Waggel, we’re transparent about what we do and don’t cover, so you know exactly where you stand.

We offer Lifetime pet insurance policies tailored to meet the needs of Labradoodle and all dog and cat owners.

Here's what our coverage includes:

Medical bills: Waggel covers vet fees for accidents, injuries, and illnesses up to your chosen Annual Limit, which can be adjusted between £1,000 and £15,000. This includes consultation fees, diagnostics, procedures, surgery, and medication.

Dental treatments: Coverage includes up to £1,000 per policy year for dental treatments related to accidents and illnesses, provided your pet doesn't have any pre-existing dental conditions. It's recommended to have your vet confirm that your pet’s teeth and gums were healthy within the last 12 months.

Complementary and behavioural treatments: Waggel provides up to £1,000 per policy year for complementary therapies and behavioural treatments, which can be beneficial for Labradoodles requiring specific training or therapies.

Purchase price coverage: In the unfortunate event that your Labradoodle passes away, is stolen, or goes missing, Waggel covers a portion of the purchase price you paid when adopting your pet, up to £1,000.

Third-party liability: For dog owners, Waggel offers up to £2 million in coverage if your dog is responsible for injuring another person or damaging their property.

It's important to note that Waggel does not cover routine, elective, or preventative treatments such as neutering, grooming, flea/worming treatments, dental polish/scale removal, pre-existing conditions, advanced treatments like stem cells or gene therapy, notifiable diseases, and prescription food. Additionally, there is a 14-day warm-up period at the start of the policy, during which certain coverages are not active.