Dog insurance that keeps tails wagging.

Dog insurance helps cover unexpected vet bills if your dog gets ill or injured. Waggel keeps this simple with one lifetime policy type, adjustable annual limit and excess options, dental cover for accidents and illnesses, video vet support and a UK-based Customer Champion to help when things feel stressful.

With Waggel, you can choose a level of cover that works for you and your dog, then manage your policy online whenever you need to.

Dogs have a habit of making life better, messier and more unpredictable. Waggel is designed to help with the unpredictable bit.

Waggel covers eligible vet bills for accidents, injuries and illnesses up to your chosen annual limit, subject to policy terms. Dental, complementary and behavioural treatments each have a £1,000 sub-limit.

Waggel also includes third-party liability cover for dogs up to £2 million, subject to policy terms and exclusions.

Dog insurance prices can vary because every dog is different. The cost of your policy may depend on things like your dog’s age, breed, location, chosen annual limit and excess (Claim Contribution).

For example, some breeds are more likely to need treatment for certain health conditions. Older dogs may also be more likely to need vet care than younger dogs.

Your quote is the best way to see the price for your dog because it’s based on your dog’s details and the cover options you choose.

Make pet ownership even more rewarding with Waggel Rewards. As a Waggel customer, you can unlock exclusive discounts, offers and perks from a wide range of trusted pet and lifestyle brands.

Download the Biscuit app, link your dog's Waggel policy and get Biscuit Plus for free (usually £3.99/month). Benefits include:

5x more Biscuits to earn

A free PitPat activity tracker

Access to all Biscuit rewards

The opportunity to earn up to £10 per month back in vouchers

Track your dog's walks and wellbeing while earning rewards along the way.

Enjoy exclusive offers and discounts from a wide range of trusted pet, lifestyle and insurance brands. Rewards are regularly updated and may include savings on pet food, treats, toys, accessories, healthcare, DNA testing, insurance and more.

You'll also find offers from a growing selection of partner brands, with new rewards added throughout the year.

Making a claim shouldn’t feel like one more thing to worry about. With Waggel, members can start a claim online through their account.

Some pet insurance policies only cover a condition for a set time or up to a fixed amount. Waggel keeps things simple by offering lifetime cover only.

With lifetime cover, your annual limit refreshes each year when you renew. This can be helpful if your dog develops an eligible ongoing condition that needs care across more than one policy year.

That does not mean everything is covered forever. Claims still depend on your policy terms, exclusions, limits and whether the condition is eligible. But lifetime cover can give dog owners a clearer way to plan for longer-term care.